ScorecardWorth It?HistoryDatabaseCompareDistress Signals
Home ServicesLimited DataItem 19: ✓ DisclosedHigh Confidence · 85/100

Culligan Franchise Cost and Profit

FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for Culligan.

Based on 2025 FDD · 7 filings in corpus

FranchiseIQ Score
73
B
Moderate-Low Risk
Composite score from 3 risk dimensions. Click for breakdown ↓
Health Score
B
70/100
5/7 metrics · High confidence
Full analysis unlocks:
✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises
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Cost and profit at a glance

How much does a Culligan franchise cost and make?

Based on FDDIQ's FDD corpus, a Culligan franchise shows an estimated initial investment of $130K – $814K. The franchisor does not provide enough Item 19 data for a clean profit estimate. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.

Startup Cost
$130K – $814K
Total initial investment
Profit / Revenue
Item 19 not disclosed
FDD Item 19 signal
Payback Signal
Estimate unavailable
Modeled return metric
SBA Default Rate
0.0%
Loan repayment history
Compare franchise costs →Estimate franchise ROI →Check SBA default rates →Browse Home Services franchises →Compare similar franchises →

Quick fee read: $40K franchise fee · 3% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.

Free decision snapshot

Before you talk to Culligan, check the numbers buyers usually miss.

The unlocked report ties this brand's FDD disclosures to SBA outcomes, Item 20 movement, fee load, missing-data labels, and buyer assumptions — so you can decide whether this is worth deeper diligence.

FDD disclosure qualitySBA default outcomesItem 20 unit movementFee/cost stressComparable brands
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Total Investment Range$130K – $814K
MinMid: $472KMax

Key Metrics

Franchise Fee
$40K
Royalty Rate
2%
Ad Fund Rate
1%
Total Burden
3.0%
Royalty + ad fund
Units (2023)
478
-18 vs prior yr
Net Unit Growth
↓ -3.5%
Year over year
Net Closure Rate
3.6%
From FDD Item 20
Cash-on-Cash Return
~8–15%
Annual estimated return
Payback Period
~5–12 yrs
Break-even timeline
SBA Default Rate
0.0%
vs ~7.2% industry avg
Median Revenue
~$800K–$2M
Item 19 disclosed
Premium Data

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CoC ReturnPayback PeriodSBA Default RateMedian RevenueEbitda MarginRisk Score
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Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

Culligan vs. Home Services Average

MetricCulliganHome Services Avg
SBA Default Rate0.0%▲4.9%
Cash-on-Cash Return - 22.3%
Total Investment$472K$145K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

SBA Loan Performance

Real lending data from SBA 7(a) loans (2013-2025). 20 loans across 12 states.

Default Rate
0.0%
Low Risk
Total SBA Loans
20
12 states
Total Loan Volume
$13.6M
SBA 7(a) approved
Avg Loan Size
$679K
Per franchisee
Loan Status Breakdown
8
Paid in Full (40%)
11
Currently Active
0
Charged Off
$0
Total Charged Off ($)
● Paid● Active● Charged Off

Source: SBA 7(a) loan data via FOIA. Default rate = charged-off loans / total originated. Industry avg default rate ~7.2%.

Compare

Culligan vs PatchMasterCulligan vs SM Clean L.L.C. d/b/a ServiceMaster® PlumbingCulligan vs FIVE STAR PAINTING

Similar Franchises · Home Services

PatchMaster
Revenue Only
$123K–$158K
SM Clean L.L.C. d/b/a ServiceMaster® Plumbing
Limited Data
$124K–$134K
FIVE STAR PAINTING
Limited Data
$77K–$185K
PatchMaster
$123K – $158K
SM Clean L.L.C. d/b/a ServiceMaster® Plumbing
$124K – $134K
FIVE STAR PAINTING
$77K – $185K
Neat Method
$38K – $45K

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Questions to Ask Before You Sign

5 data-driven questions every Culligan franchise buyer should ask.

  1. 1.What is Culligan's SBA default rate compared to its competitors?Learn more →
  2. 2.Does Culligan disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for Culligan →Validation call guide →
Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.

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