FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for FENG CHA USA using its latest 2026 FDD coverage.
Based on 2026 FDD · 7 filings in corpus · Latest FDD: 2026
Cost and profit at a glance
Based on FDDIQ's FDD corpus, a FENG CHA USA franchise shows an estimated initial investment of $185K – $627K. Reported owner economics show $24K. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.
Quick fee read: $35K franchise fee · 7% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.
FENG CHA USA requires a total initial investment of $185K to $627K (midpoint approximately $406K), with an initial franchise fee of $35K. The ongoing fee burden is 7% (6% royalty plus 1% advertising fund). This is below the industry average of approximately 14.2%, leaving more margin for the operator.
According to Item 19 of the 2026 FDD, the median revenue for FENG CHA USA locations is $401K. The implied franchisee EBITDA is approximately $24K, based on the margin assumptions disclosed in the FDD. The estimated cash-on-cash return is 5.9% with a payback period of approximately 16.9 years.
FENG CHA USA operates approximately 0 franchised units. The SBA 7(a) loan default rate of 0.0% is well below the industry average of approximately 9.4%, indicating strong franchisee financial outcomes.
Prospective franchisees should verify all figures against the most recent FDD, conduct validation calls with multiple existing franchisees, and consult with a franchise attorney before signing any agreement.
Analysis based on 2026 FDD filing. FDDIQ Editorial Team · Methodology
Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.
Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.
Real lending data from SBA 7(a) loans (2022-2025). 5 loans across 3 states.
Source: SBA 7(a) loan data via FOIA. Default rate = charged-off loans / total originated. Industry avg default rate ~7.2%.
The SBA lending rules are changing again in 2026. We break down the SBSS sunset for small loans, ...
FDD Item 8 discloses what you must buy, who you must buy it from, and whether the franchisor prof...
Gong cha franchise costs $184,750-$627,060 to open with a $34,500 franchise fee. 6% royalties.
A practical guide to 2026 franchise law changes across key states, including Virginia
ChatGPT can summarize a franchise agreement, but it cannot protect you. Seven clauses AI misses: ...
5 data-driven questions every FENG CHA USA franchise buyer should ask.