FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for FirstLight Home Care.
Based on 2025 FDD · 3 filings in corpus
Cost and profit at a glance
Based on FDDIQ's FDD corpus, a FirstLight Home Care franchise shows an estimated initial investment of $127K – $219K. Reported owner economics show $136K. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.
Quick fee read: $50K franchise fee · 6% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.
FirstLight Home Care requires a total initial investment of $127K to $219K (midpoint approximately $173K), with an initial franchise fee of $50K. The ongoing fee burden is 6% (5% royalty plus 1% advertising fund). This is below the industry average of approximately 22.3%, leaving more margin for the operator.
According to Item 19 of the 2025 FDD, the median revenue for FirstLight Home Care locations is $1.1M. The implied franchisee EBITDA is approximately $136K, based on the margin assumptions disclosed in the FDD. The estimated cash-on-cash return is 78.7% with a payback period of approximately 1.3 years.
FirstLight Home Care operates approximately 203 franchised units. The SBA 7(a) loan default rate of 10.7% is above the franchise industry average of approximately 4.9%, suggesting elevated financial risk for franchisees relying on debt financing.
Prospective franchisees should verify all figures against the most recent FDD, conduct validation calls with multiple existing franchisees, and consult with a franchise attorney before signing any agreement.
Analysis based on 2025 FDD filing. FDDIQ Editorial Team · Methodology
Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.
Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.
Real lending data from SBA 7(a) loans (2013-2026). 62 loans across 22 states.
Source: SBA 7(a) loan data via FOIA. Default rate = charged-off loans / total originated. Industry avg default rate ~7.2%.
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