ScorecardWorth It?HistoryDatabaseCompareDistress Signals
QSRNo Item 19Item 19: ✗ Not DisclosedMedium Confidence · 73/100FDD data: 2025 · Fresh

Fish With You Franchise Cost and Profit

FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for Fish With You.

Based on 2025 FDD · 2 filings in corpus

FranchiseIQ Score
51
C
Moderate Risk
Composite score from 3 risk dimensions. Click for breakdown ↓
Health Score
C
61/100
3/7 metrics · Medium confidence
Full analysis unlocks:
✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises
Unlock 10 Reports — Start with Fish With You →Already have access? Sign in →

Cost and profit at a glance

How much does a Fish With You franchise cost and make?

Based on FDDIQ's FDD corpus, a Fish With You franchise shows an estimated initial investment of $232K – $702K. The franchisor does not provide enough Item 19 data for a clean profit estimate. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.

Startup Cost
$232K – $702K
Total initial investment
Profit / Revenue
Item 19 not disclosed
FDD Item 19 signal
Payback Signal
Estimate unavailable
Modeled return metric
SBA Default Rate
No matched SBA history
Loan repayment history
Compare franchise costs →Estimate franchise ROI →Check SBA default rates →Browse QSR franchises →Compare similar franchises →

Quick fee read: $14K franchise fee · 5% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.

Free decision snapshot

Before you talk to Fish With You, check the numbers buyers usually miss.

The unlocked report ties this brand's FDD disclosures to SBA outcomes, Item 20 movement, fee load, missing-data labels, and buyer assumptions — so you can decide whether this is worth deeper diligence.

FDD disclosure qualitySBA default outcomesItem 20 unit movementFee/cost stressComparable brands
Unlock 10 reports — start with Fish With YouView sample report first

$19.99 one-time · Includes 10 reports · 7-day satisfaction guarantee

Fish With You Franchise Analysis

Fish With You requires a total initial investment of $232K to $702K (midpoint approximately $467K), with an initial franchise fee of $14K. The ongoing fee burden is 5% . This is below the industry average of approximately 14.2%, leaving more margin for the operator.

Fish With You does not publicly disclose Item 19 financial performance data in their FDD. This is a significant transparency gap — franchisees must rely on validation calls and personal research rather than audited financial representations. Prospective buyers should demand current unit-level financials from existing operators during due diligence.

Fish With You operates approximately 2,247 franchised units.

Prospective franchisees should verify all figures against the most recent FDD, conduct validation calls with multiple existing franchisees, and consult with a franchise attorney before signing any agreement.

Analysis based on 2025 FDD filing. FDDIQ Editorial Team · Methodology

Total Investment Range$232K – $702K
MinMid: $467KMax

Key Metrics

Franchise Fee
$14K
Royalty Rate
5%
Ad Fund Rate
-
Total Burden
5.0%
Royalty + ad fund
Units (2023)
2,247
Net Unit Growth
→ -
Year over year
Cash-on-Cash Return
~8–15%
Annual estimated return
Payback Period
~5–12 yrs
Break-even timeline
SBA Default Rate
~3–8%
Fewer than 50 loans on record
Median Revenue
~$800K–$2M
Item 19 disclosed
Red Flags Assessment
HIGH: Missing Item 19 disclosure
HIGH ×1
Premium Data

Unlock Full Franchise Analysis

Get cash-on-cash return, payback period, SBA default rate, and red flag details for Fish With You.

CoC ReturnPayback PeriodSBA Default RateMedian RevenueEbitda MarginRisk Score
Unlock 10 Reports - $19.99

Or sign in if you already purchased

Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

Fish With You vs. QSR Average

MetricFish With YouQSR Avg
SBA Default Rate - 9.4%
Cash-on-Cash Return - 14.2%
Total Investment$467K$380K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

Compare

Fish With You vs Chick-fil-A, Inc.Fish With You vs McDonald'sFish With You vs Get Fried

Similar Franchises · QSR

Chick-fil-A, Inc.
Revenue Only
$427K–$2.3M
McDonald's
Revenue Only
$1.5M–$2.7M
Get Fried
Revenue Only
$102K–$505K
Chick-fil-A, Inc.
$427K – $2.3M
McDonald's
$1.5M – $2.7M
Get Fried
$102K – $505K
MAGNOLIA BAKERY
$422K – $1.2M

Related Blog Posts

Is Your Franchise Marketing Fund Being Wasted? How to Audit What Corporate Does With Your Money | FranchiseIQ

Franchise marketing fund mismanagement is common — Round Table Pizza franchisees sued Fat Brands ...

2026-06-08 · General
FDD Item 20: How to Analyze Franchisee Outlet Information Before You Buy (2026) | FranchiseIQ

FDD Item 20 reveals the system-wide history of franchise openings, closings, terminations, and tr...

2026-03-19 · General
FDD Franchise Disclosure Timeline: What Happens After You Receive Your FDD (2026) | FranchiseIQ

Step-by-step franchise disclosure timeline - from receiving your FDD to signing the franchise agr...

2026-03-18 · General
Brick-and-Mortar vs. Home-Based vs. Mobile Franchises: Which Type Is Right for You? (2026) | FranchiseIQ

Compare franchise types side-by-side: startup costs, royalty structures, lifestyle fit, and scala...

2026-03-22 · General
Franchise Renewal and Transfer Terms: What Items 6 and 17 Tell You About Your Exit (2026)

Understand franchise renewal terms (FDD Item 17) and transfer fees (FDD Item 6) before you invest...

2026-04-10 · General
📬 Get notified when Fish With You changes fees
Free. No spam. Unsubscribe anytime.

Questions to Ask Before You Sign

5 data-driven questions every Fish With You franchise buyer should ask.

  1. 1.What is Fish With You's SBA default rate compared to its competitors?Learn more →
  2. 2.Does Fish With You disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for Fish With You →Validation call guide →
Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.

Explore More

All QSR FranchisesBest Fast Food FranchisesLow-Cost FranchisesFish With You vs Chick-fil-A, Inc.Industry Benchmarks