ScorecardWorth It?HistoryDatabaseDistress Signals
QSRNo Item 19Item 19: ✗ Not DisclosedMedium Confidence · 73/100FDD data: 2025 · Fresh

Fish With You Franchise Cost and Profit

FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for Fish With You.

Based on 2025 FDD · 2 filings in corpus

FranchiseIQ Score
51
C
Moderate Risk
Composite score from 3 risk dimensions. Click for breakdown ↓
Health Score
C
61/100
3/7 metrics · Medium confidence
Full analysis unlocks:
✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises
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Cost and profit at a glance

How much does a Fish With You franchise cost and make?

Based on FDDIQ's FDD corpus, a Fish With You franchise shows an estimated initial investment of $232K – $702K. The franchisor does not provide enough Item 19 data for a clean profit estimate. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.

Startup Cost
$232K – $702K
Total initial investment
Profit / Revenue
Item 19 not disclosed
FDD Item 19 signal
Payback Signal
Estimate unavailable
Modeled return metric
SBA Default Rate
No matched SBA history
Loan repayment history
Compare franchise costs →Estimate franchise ROI →Check SBA default rates →Browse QSR franchises →Compare similar franchises →

Quick fee read: $14K franchise fee · 5% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.

Free decision snapshot

Before you talk to Fish With You, check the numbers buyers usually miss.

The unlocked report ties this brand's FDD disclosures to SBA outcomes, Item 20 movement, fee load, missing-data labels, and buyer assumptions — so you can decide whether this is worth deeper diligence.

FDD disclosure qualitySBA default outcomesItem 20 unit movementFee/cost stressComparable brands
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Fish With You Franchise Analysis

Fish With You requires a total initial investment of $232K to $702K (midpoint approximately $467K), with an initial franchise fee of $14K. The ongoing fee burden is 5% . This is below the industry average of approximately 14.2%, leaving more margin for the operator.

Fish With You does not publicly disclose Item 19 financial performance data in their FDD. This is a significant transparency gap — franchisees must rely on validation calls and personal research rather than audited financial representations. Prospective buyers should demand current unit-level financials from existing operators during due diligence.

Fish With You operates approximately 2,247 franchised units.

Prospective franchisees should verify all figures against the most recent FDD, conduct validation calls with multiple existing franchisees, and consult with a franchise attorney before signing any agreement.

Analysis based on 2025 FDD filing. FDDIQ Editorial Team · Methodology

Total Investment Range$232K – $702K
MinMid: $467KMax

Key Metrics

Franchise Fee
$14K
Royalty Rate
5%
Ad Fund Rate
-
Total Burden
5.0%
Royalty + ad fund
Units (2023)
2,247
Net Unit Growth
→ -
Year over year
Cash-on-Cash Return
~8–15%
Annual estimated return
Payback Period
~5–12 yrs
Break-even timeline
SBA Default Rate
~3–8%
Fewer than 50 loans on record
Median Revenue
~$800K–$2M
Item 19 disclosed
Red Flags Assessment
HIGH: Missing Item 19 disclosure
HIGH ×1
Premium Data

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CoC ReturnPayback PeriodSBA Default RateMedian RevenueEbitda MarginRisk Score
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Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

Fish With You vs. QSR Average

MetricFish With YouQSR Avg
SBA Default Rate - 9.4%
Cash-on-Cash Return - 14.2%
Total Investment$467K$380K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

Fish With You Franchise FAQs

Common questions buyers ask about Fish With You, answered from FDD and SBA data.

How much does a Fish With You franchise cost?

The total initial investment for a Fish With You franchise ranges from $232K to $702K, according to their Franchise Disclosure Document.

What are Fish With You franchise royalty fees?

Fish With You charges a 5% royalty fee on gross sales.

What is the Fish With You franchise fee?

The initial franchise fee for Fish With You is $14,000.

How many Fish With You franchise locations are there?

There are approximately 2,247 Fish With You franchise locations as of 2023.

How much profit does a Fish With You franchise make?

Profit data for Fish With You is disclosed in FDD Item 19 (Financial Performance Representation). Check their most recent Franchise Disclosure Document for current figures.

What is the SBA loan default rate for Fish With You?

SBA loan default rate data for Fish With You is not currently available in the SBA database.

Is a Fish With You franchise worth it?

Whether a Fish With You franchise is worth it depends on total startup cost, royalty burden, FDD Item 19 economics, SBA loan performance, and local operator execution. FDDIQ compares these signals against similar franchises so buyers can screen the opportunity before paying for diligence.

Similar Franchises · QSR

Chick-fil-A, Inc.
Revenue Only
$427K–$2.3M
McDonald's
Revenue Only
$1.5M–$2.7M
Get Fried
Revenue Only
$102K–$505K
Chick-fil-A, Inc.
$427K – $2.3M
McDonald's
$1.5M – $2.7M
Get Fried
$102K – $505K
MAGNOLIA BAKERY
$422K – $1.2M

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Questions to Ask Before You Sign

5 data-driven questions every Fish With You franchise buyer should ask.

  1. 1.What is Fish With You's SBA default rate compared to its competitors?Learn more →
  2. 2.Does Fish With You disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for Fish With You →Validation call guide →
Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.

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