FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for Fitness Together using its latest 2026 FDD coverage.
Based on 2026 FDD · 23 filings in corpus · Latest FDD: 2026
Cost and profit at a glance
Based on FDDIQ's FDD corpus, a Fitness Together franchise shows an estimated initial investment of $221K – $524K. Reported owner economics show $56K. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.
Quick fee read: $40K franchise fee · 8% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.
Fitness Together requires a total initial investment of $221K to $524K (midpoint approximately $373K), with an initial franchise fee of $40K. The ongoing fee burden is 8% (6% royalty plus 2% advertising fund). This is below the industry average of approximately 18.1%, leaving more margin for the operator.
According to Item 19 of the 2026 FDD, the median revenue for Fitness Together locations is $401K. The implied franchisee EBITDA is approximately $56K, based on the margin assumptions disclosed in the FDD. The estimated cash-on-cash return is 15.1% with a payback period of approximately 6.6 years.
Fitness Together operates approximately 96 franchised units. Unit count is relatively stable with a -2.8% year-over-year change. The SBA 7(a) loan default rate of 13.3% is above the franchise industry average of approximately 3.8%, suggesting elevated financial risk for franchisees relying on debt financing.
Prospective franchisees should verify all figures against the most recent FDD, conduct validation calls with multiple existing franchisees, and consult with a franchise attorney before signing any agreement.
Analysis based on 2026 FDD filing. FDDIQ Editorial Team · Methodology
Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.
Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.
Real lending data from SBA 7(a) loans (2014-2017). 30 loans across 10 states.
Source: SBA 7(a) loan data via FOIA. Default rate = charged-off loans / total originated. Industry avg default rate ~7.2%.
ANYTIME FITNESS franchise costs $458,826-$907,607 to open with a $42,500 franchise fee. median re...
PLANET FITNESS franchise costs $1.5M-$5.2M to open with a $20,000 franchise fee. 7% royalties.
SNAP FITNESS franchise costs $430,800-$1.1M to open with a $39,500 franchise fee. 6% royalties.
A 2026 review of Xponential Fitness as a franchise platform: Club Pilates, StretchLab, Pure Barre...
Xponential Fitness (XPOF) has initiated a strategic review that could lead to a sale. Here
5 data-driven questions every Fitness Together franchise buyer should ask.