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Home ServicesRevenue OnlyItem 19: ✓ DisclosedHigh Confidence · 90/100FDD data: 2025 · Fresh

Gatsby Glass Franchise Cost and Profit

FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for Gatsby Glass.

Based on 2025 FDD · 7 filings in corpus

FranchiseIQ Score
61
C
Moderate Risk
Composite score from 3 risk dimensions. Click for breakdown ↓
Health Score
C+
68/100
5/7 metrics · High confidence
Full analysis unlocks:
✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises
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Cost and profit at a glance

How much does a Gatsby Glass franchise cost and make?

Based on FDDIQ's FDD corpus, a Gatsby Glass franchise shows an estimated initial investment of $196K – $256K. Reported owner economics show $84K. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.

Startup Cost
$196K – $256K
Total initial investment
Profit / Revenue
$84K
FDD Item 19 signal
Payback Signal
2.7 years
Modeled return metric
SBA Default Rate
20.0%
Loan repayment history
Compare franchise costsEstimate franchise ROICheck SBA default ratesBrowse Home Services franchisesCompare similar franchises

Quick fee read: $60K franchise fee · 8.5% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.

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The unlocked report ties this brand's FDD disclosures to SBA outcomes, Item 20 movement, fee load, missing-data labels, and buyer assumptions — so you can decide whether this is worth deeper diligence.

FDD disclosure qualitySBA default outcomesItem 20 unit movementFee/cost stressComparable brands
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Gatsby Glass Franchise Analysis

Gatsby Glass requires a total initial investment of $196K to $256K (midpoint approximately $226K), with an initial franchise fee of $60K. The ongoing fee burden is 8.5% . This is below the industry average of approximately 22.3%, leaving more margin for the operator.

According to Item 19 of the 2025 FDD, the median revenue for Gatsby Glass locations is $884K. The implied franchisee EBITDA is approximately $84K, based on the margin assumptions disclosed in the FDD. The estimated cash-on-cash return is 37.2% with a payback period of approximately 2.7 years.

Gatsby Glass operates approximately 41 franchised units. The SBA 7(a) loan default rate of 20.0% is above the franchise industry average of approximately 4.9%, suggesting elevated financial risk for franchisees relying on debt financing.

Prospective franchisees should verify all figures against the most recent FDD, conduct validation calls with multiple existing franchisees, and consult with a franchise attorney before signing any agreement.

Analysis based on 2025 FDD filing. FDDIQ Editorial Team · Methodology

Total Investment Range$196K$256K
MinMid: $226KMax

Key Metrics

Franchise Fee
$60K
Royalty Rate
8.5%
Ad Fund Rate
-
Total Burden
8.5%
Royalty + ad fund
Units (2023)
41
Net Unit Growth
-
Year over year
Cash-on-Cash Return
37.2%
Annual estimated return
Payback Period
2.7 yrs
Break-even timeline
SBA Default Rate
20.0%
vs ~7.2% industry avg
Median Revenue
$884K
Item 19 disclosed
Red Flags Assessment
HIGH: SBA default rate 20%
HIGH ×1
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CoC ReturnPayback PeriodSBA Default RateMedian RevenueEbitda MarginRisk Score
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Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

Gatsby Glass vs. Home Services Average

MetricGatsby GlassHome Services Avg
SBA Default Rate20.0%4.9%
Cash-on-Cash Return37.2%22.3%
Total Investment$226K$145K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

SBA Loan Performance

Real lending data from SBA 7(a) loans (2023-2026). 45 loans across 19 states.

Default Rate
20.0%
High Risk
Total SBA Loans
45
19 states
Total Loan Volume
$13.3M
SBA 7(a) approved
Avg Loan Size
$296K
Per franchisee
Loan Status Breakdown
6
Paid in Full (13%)
35
Currently Active
2
Charged Off (0.5% by $)
$69K
Total Charged Off ($)
Paid Active Charged Off

Source: SBA 7(a) loan data via FOIA. Default rate = charged-off loans / total originated. Industry avg default rate ~7.2%.

Compare

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Assisting Hands Home Care
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Computer Troubleshooters
Limited Data
$20K$45K
Assisting Hands Home Care
$97K – $180K
FIVE STAR PAINTING
$77K – $185K
Computer Troubleshooters
$20K – $45K
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Questions to Ask Before You Sign

5 data-driven questions every Gatsby Glass franchise buyer should ask.

  1. 1.What is Gatsby Glass's SBA default rate compared to its competitors?Learn more →
  2. 2.Does Gatsby Glass disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for Gatsby GlassValidation call guide →
Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.

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