FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for Goosehead Insurance Agency, LLC using its latest 2026 FDD coverage.
Based on 2026 FDD · 9 filings in corpus · Latest FDD: 2026
Cost and profit at a glance
Based on FDDIQ's FDD corpus, a Goosehead Insurance Agency, LLC franchise shows an estimated initial investment of $66K – $112K. The franchisor does not provide enough Item 19 data for a clean profit estimate. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.
Quick fee read: $50K franchise fee · 22% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.
Goosehead Insurance Agency, LLC requires a total initial investment of $66K to $112K (midpoint approximately $89K), with an initial franchise fee of $50K. The ongoing fee burden is 22% (20% royalty plus 2% advertising fund). This is above the industry average of approximately 15.5%, which warrants careful scrutiny of the value delivered for the fees charged.
Goosehead Insurance Agency, LLC does not publicly disclose Item 19 financial performance data in their FDD. This is a significant transparency gap — franchisees must rely on validation calls and personal research rather than audited financial representations. Prospective buyers should demand current unit-level financials from existing operators during due diligence.
Goosehead Insurance Agency, LLC operates approximately 1,226 franchised units. However, the brand has been contracting with a 8.7% net unit decline, which may signal franchisee dissatisfaction, territory saturation, or competitive pressure. The SBA 7(a) loan default rate of 5.6% is in line with industry norms of approximately 7.2%.
Prospective franchisees should verify all figures against the most recent FDD, conduct validation calls with multiple existing franchisees, and consult with a franchise attorney before signing any agreement.
Analysis based on 2026 FDD filing. FDDIQ Editorial Team · Methodology
Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.
Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.
Real lending data from SBA 7(a) loans (2014-2025). 48 loans across 18 states.
Source: SBA 7(a) loan data via FOIA. Default rate = charged-off loans / total originated. Industry avg default rate ~7.2%.
Common questions buyers ask about Goosehead Insurance Agency, LLC, answered from FDD and SBA data.
The total initial investment for a Goosehead Insurance Agency, LLC franchise ranges from $66K to $112K, according to their Franchise Disclosure Document.
Goosehead Insurance Agency, LLC charges a 20% royalty fee on gross sales.
The initial franchise fee for Goosehead Insurance Agency, LLC is $50,000.
There are approximately 1,226 Goosehead Insurance Agency, LLC franchise locations as of 2023.
Profit data for Goosehead Insurance Agency, LLC is disclosed in FDD Item 19 (Financial Performance Representation). Check their most recent Franchise Disclosure Document for current figures.
Goosehead Insurance Agency, LLC has an SBA loan default rate of 5.6% based on SBA 7(a) loan data.
Whether a Goosehead Insurance Agency, LLC franchise is worth it depends on total startup cost, royalty burden, FDD Item 19 economics, SBA loan performance, and local operator execution. FDDIQ compares these signals against similar franchises so buyers can screen the opportunity before paying for diligence.
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