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FitnessLimited DataItem 19: ✓ DisclosedMedium Confidence · 60/100FDD data: 2025 · Fresh

HOTWORX® Franchise Cost and Profit

FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for HOTWORX®.

Based on 2025 FDD · 5 filings in corpus

FranchiseIQ Score
67
B
Moderate-Low Risk
Composite score from 3 risk dimensions. Click for breakdown ↓
Health Score
D
54/100
3/7 metrics · Medium confidence
Full analysis unlocks:
✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises
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Cost and profit at a glance

How much does a HOTWORX® franchise cost and make?

Based on FDDIQ's FDD corpus, a HOTWORX® franchise shows an estimated initial investment of $252K – $901K. The franchisor does not provide enough Item 19 data for a clean profit estimate. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.

Startup Cost
$252K – $901K
Total initial investment
Profit / Revenue
Item 19 not disclosed
FDD Item 19 signal
Payback Signal
Estimate unavailable
Modeled return metric
SBA Default Rate
1.4%
Loan repayment history
Compare franchise costs →Estimate franchise ROI →Check SBA default rates →Browse Fitness franchises →Compare similar franchises →

Quick fee read: $20K franchise fee. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.

Free decision snapshot

Before you talk to HOTWORX®, check the numbers buyers usually miss.

The unlocked report ties this brand's FDD disclosures to SBA outcomes, Item 20 movement, fee load, missing-data labels, and buyer assumptions — so you can decide whether this is worth deeper diligence.

FDD disclosure qualitySBA default outcomesItem 20 unit movementFee/cost stressComparable brands
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HOTWORX® Franchise Analysis

HOTWORX® requires a total initial investment of $252K to $901K (midpoint approximately $577K), with an initial franchise fee of $20K.

HOTWORX® does not publicly disclose Item 19 financial performance data in their FDD. This is a significant transparency gap — franchisees must rely on validation calls and personal research rather than audited financial representations. Prospective buyers should demand current unit-level financials from existing operators during due diligence.

HOTWORX® operates approximately 576 franchised units. The SBA 7(a) loan default rate of 1.4% is well below the industry average of approximately 3.8%, indicating strong franchisee financial outcomes.

Prospective franchisees should verify all figures against the most recent FDD, conduct validation calls with multiple existing franchisees, and consult with a franchise attorney before signing any agreement.

Analysis based on 2025 FDD filing. FDDIQ Editorial Team · Methodology

Total Investment Range$252K – $901K
MinMid: $577KMax

Key Metrics

Franchise Fee
$20K
Royalty Rate
-
Ad Fund Rate
-
Total Burden
-
Royalty + ad fund
Units (2023)
576
Net Unit Growth
→ -
Year over year
Cash-on-Cash Return
~8–15%
Annual estimated return
Payback Period
~5–12 yrs
Break-even timeline
SBA Default Rate
1.4%
vs ~7.2% industry avg
Median Revenue
~$800K–$2M
Item 19 disclosed
Premium Data

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CoC ReturnPayback PeriodSBA Default RateMedian RevenueEbitda MarginRisk Score
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Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

HOTWORX® vs. Fitness Average

MetricHOTWORX®Fitness Avg
SBA Default Rate1.4%▲3.8%
Cash-on-Cash Return - 18.1%
Total Investment$577K$420K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

SBA Loan Performance

Real lending data from SBA 7(a) loans (2017-2026). 487 loans across 42 states.

Default Rate
1.4%
Low Risk
Total SBA Loans
487
42 states
Total Loan Volume
$171.1M
SBA 7(a) approved
Avg Loan Size
$351K
Per franchisee
Loan Status Breakdown
103
Paid in Full (21%)
339
Currently Active
2
Charged Off (0.0% by $)
$70K
Total Charged Off ($)
● Paid● Active● Charged Off

Source: SBA 7(a) loan data via FOIA. Default rate = charged-off loans / total originated. Industry avg default rate ~7.2%.

Compare

HOTWORX® vs ANYTIME FITNESS ANYTIME FITNESSHOTWORX® vs FITZONE STUDIOSHOTWORX® vs PLANET FITNESS

Similar Franchises · Fitness

ANYTIME FITNESS ANYTIME FITNESS
$398K–$973K
FITZONE STUDIOS
No Item 19
$214K–$401K
PLANET FITNESS
Limited Data
$1.5M–$5.2M
ANYTIME FITNESS ANYTIME FITNESS
$398K – $973K
FITZONE STUDIOS
$214K – $401K
PLANET FITNESS
$1.5M – $5.2M
Aqua-Tots Swim School
$1.6M – $2.9M

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Questions to Ask Before You Sign

5 data-driven questions every HOTWORX® franchise buyer should ask.

  1. 1.What is HOTWORX®'s SBA default rate compared to its competitors?Learn more →
  2. 2.Does HOTWORX® disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for HOTWORX® →Validation call guide →
Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.

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