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FitnessLimited DataItem 19: ✓ DisclosedHigh Confidence · 85/100

SNAP FITNESS Franchise Cost and Profit

FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for SNAP FITNESS.

Based on 2025 FDD · 4 filings in corpus

FranchiseIQ Score
57
C
Moderate Risk
Composite score from 3 risk dimensions. Click for breakdown ↓
Health Score
D
51/100
4/7 metrics · Medium confidence
Full analysis unlocks:
✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises
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Cost and profit at a glance

How much does a SNAP FITNESS franchise cost and make?

Based on FDDIQ's FDD corpus, a SNAP FITNESS franchise shows an estimated initial investment of $431K – $1.1M. The franchisor does not provide enough Item 19 data for a clean profit estimate. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.

Startup Cost
$431K – $1.1M
Total initial investment
Profit / Revenue
Item 19 not disclosed
FDD Item 19 signal
Payback Signal
Estimate unavailable
Modeled return metric
SBA Default Rate
8.8%
Loan repayment history
Compare franchise costs →Estimate franchise ROI →Check SBA default rates →Browse Fitness franchises →Compare similar franchises →

Quick fee read: $40K franchise fee · 8% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.

Free decision snapshot

Before you talk to SNAP FITNESS, check the numbers buyers usually miss.

The unlocked report ties this brand's FDD disclosures to SBA outcomes, Item 20 movement, fee load, missing-data labels, and buyer assumptions — so you can decide whether this is worth deeper diligence.

FDD disclosure qualitySBA default outcomesItem 20 unit movementFee/cost stressComparable brands
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Total Investment Range$431K – $1.1M
MinMid: $774KMax

Key Metrics

Franchise Fee
$40K
Royalty Rate
6%
Ad Fund Rate
2%
Total Burden
8.0%
Royalty + ad fund
Units (2023)
510
-39 vs prior yr
Net Unit Growth
↓ -7.1%
Year over year
Net Closure Rate
7.1%
From FDD Item 20
Cash-on-Cash Return
~8–15%
Annual estimated return
Payback Period
~5–12 yrs
Break-even timeline
SBA Default Rate
8.8%
vs ~7.2% industry avg
Median Revenue
~$800K–$2M
Item 19 disclosed
Red Flags Assessment
MEDIUM: Significant unit decline
MED ×1
Premium Data

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CoC ReturnPayback PeriodSBA Default RateMedian RevenueEbitda MarginRisk Score
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Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

SNAP FITNESS vs. Fitness Average

MetricSNAP FITNESSFitness Avg
SBA Default Rate8.8%▼3.8%
Cash-on-Cash Return - 18.1%
Total Investment$774K$420K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

SBA Loan Performance

Real lending data from SBA 7(a) loans (2010-2026). 221 loans across 35 states.

Default Rate
8.8%
Moderate
Total SBA Loans
221
35 states
Total Loan Volume
$41.0M
SBA 7(a) approved
Avg Loan Size
$185K
Per franchisee
Loan Status Breakdown
137
Paid in Full (62%)
40
Currently Active
16
Charged Off (4.4% by $)
$1.8M
Total Charged Off ($)
● Paid● Active● Charged Off

Source: SBA 7(a) loan data via FOIA. Default rate = charged-off loans / total originated. Industry avg default rate ~7.2%.

Compare

SNAP FITNESS vs FITZONE STUDIOSSNAP FITNESS vs USL PRO, LLCSNAP FITNESS vs Little Land Play Gym

Similar Franchises · Fitness

FITZONE STUDIOS
No Item 19
$214K–$401K
USL PRO, LLC
$10.6M–$15.8M
Little Land Play Gym
Limited Data
$225K–$599K
FITZONE STUDIOS
$214K – $401K
USL PRO, LLC
$10.6M – $15.8M
Little Land Play Gym
$225K – $599K
Polestar Franchising, LLC
$122K – $197K

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Founded 2017 - May 2024 · General
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Questions to Ask Before You Sign

5 data-driven questions every SNAP FITNESS franchise buyer should ask.

  1. 1.What is SNAP FITNESS's SBA default rate compared to its competitors?Learn more →
  2. 2.Does SNAP FITNESS disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for SNAP FITNESS →Validation call guide →
Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.

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