ScorecardWorth It?HistoryDatabaseDistress Signals
Home ServicesLimited DataItem 19: ✓ DisclosedHigh Confidence · 100/100FDD data: 2025 · Fresh

Spray-Net Franchise Cost and Profit

FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for Spray-Net.

Based on 2025 FDD · 9 filings in corpus

FranchiseIQ Score
59
C
Moderate Risk
Composite score from 3 risk dimensions. Click for breakdown ↓
Health Score
C
58/100
6/7 metrics · High confidence
Full analysis unlocks:
✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises
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Cost and profit at a glance

How much does a Spray-Net franchise cost and make?

Based on FDDIQ's FDD corpus, a Spray-Net franchise shows an estimated initial investment of $191K – $255K. Reported owner economics show $42K. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.

Startup Cost
$191K – $255K
Total initial investment
Profit / Revenue
$42K
FDD Item 19 signal
Payback Signal
5.3 years
Modeled return metric
SBA Default Rate
33.3%
Loan repayment history
Compare franchise costs →Estimate franchise ROI →Check SBA default rates →Browse Home Services franchises →Compare similar franchises →

Quick fee read: $55K franchise fee · 9% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.

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The unlocked report ties this brand's FDD disclosures to SBA outcomes, Item 20 movement, fee load, missing-data labels, and buyer assumptions — so you can decide whether this is worth deeper diligence.

FDD disclosure qualitySBA default outcomesItem 20 unit movementFee/cost stressComparable brands
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Spray-Net Franchise Analysis

Spray-Net requires a total initial investment of $191K to $255K (midpoint approximately $223K), with an initial franchise fee of $55K. The ongoing fee burden is 9% (7% royalty plus 2% advertising fund). This is below the industry average of approximately 22.3%, leaving more margin for the operator.

According to Item 19 of the 2025 FDD, the median revenue for Spray-Net locations is $469K. The implied franchisee EBITDA is approximately $42K, based on the margin assumptions disclosed in the FDD. The estimated cash-on-cash return is 18.9% with a payback period of approximately 5.3 years.

Spray-Net operates approximately 1 franchised units. The SBA 7(a) loan default rate of 33.3% is above the franchise industry average of approximately 4.9%, suggesting elevated financial risk for franchisees relying on debt financing.

Prospective franchisees should verify all figures against the most recent FDD, conduct validation calls with multiple existing franchisees, and consult with a franchise attorney before signing any agreement.

Analysis based on 2025 FDD filing. FDDIQ Editorial Team · Methodology

Total Investment Range$191K – $255K
MinMid: $223KMax

Key Metrics

Franchise Fee
$55K
Royalty Rate
7%
Ad Fund Rate
2%
Total Burden
9.0%
Royalty + ad fund
Units (2023)
1
Net Unit Growth
→ -
Year over year
Cash-on-Cash Return
18.9%
Annual estimated return
Payback Period
5.3 yrs
Break-even timeline
SBA Default Rate
33.3%
vs ~7.2% industry avg
Median Revenue
$469K
Item 19 disclosed
Red Flags Assessment
HIGH: SBA default rate 33.33%
HIGH ×1
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CoC ReturnPayback PeriodSBA Default RateMedian RevenueEbitda MarginRisk Score
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Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

Spray-Net vs. Home Services Average

MetricSpray-NetHome Services Avg
SBA Default Rate33.3%▼4.9%
Cash-on-Cash Return18.9%▼22.3%
Total Investment$223K$145K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

SBA Loan Performance

Real lending data from SBA 7(a) loans (2021-2026). 38 loans across 17 states.

Default Rate
33.3%
High Risk
Total SBA Loans
38
17 states
Total Loan Volume
$6.2M
SBA 7(a) approved
Avg Loan Size
$164K
Per franchisee
Loan Status Breakdown
7
Paid in Full (18%)
23
Currently Active
5
Charged Off (9.2% by $)
$574K
Total Charged Off ($)
● Paid● Active● Charged Off

Source: SBA 7(a) loan data via FOIA. Default rate = charged-off loans / total originated. Industry avg default rate ~7.2%.

Spray-Net Franchise FAQs

Common questions buyers ask about Spray-Net, answered from FDD and SBA data.

How much does a Spray-Net franchise cost?

The total initial investment for a Spray-Net franchise ranges from $191K to $255K, according to their Franchise Disclosure Document.

What are Spray-Net franchise royalty fees?

Spray-Net charges a 7% royalty fee on gross sales.

What is the Spray-Net franchise fee?

The initial franchise fee for Spray-Net is $54,500.

How many Spray-Net franchise locations are there?

There are approximately 1 Spray-Net franchise locations as of 2023.

How much profit does a Spray-Net franchise make?

The median revenue for a Spray-Net franchise is $469K, with a cash-on-cash return of 18.9%, according to FDD Item 19 data.

What is the SBA loan default rate for Spray-Net?

Spray-Net has an SBA loan default rate of 33.3% based on SBA 7(a) loan data.

Is a Spray-Net franchise worth it?

Whether a Spray-Net franchise is worth it depends on total startup cost, royalty burden, FDD Item 19 economics, SBA loan performance, and local operator execution. FDDIQ compares these signals against similar franchises so buyers can screen the opportunity before paying for diligence.

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Questions to Ask Before You Sign

5 data-driven questions every Spray-Net franchise buyer should ask.

  1. 1.What is Spray-Net's SBA default rate compared to its competitors?Learn more →
  2. 2.Does Spray-Net disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for Spray-Net →Validation call guide →
Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.

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