ScorecardWorth It?HistoryDatabaseDistress Signals
Education/TutoringLimited DataItem 19: ✓ DisclosedHigh Confidence · 80/100FDD data: 2025 · Fresh

Story Time Chess Franchise Cost and Profit

FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for Story Time Chess.

Based on 2025 FDD · 1 filing in corpus

FranchiseIQ Score
52
C
Moderate Risk
Composite score from 3 risk dimensions. Click for breakdown ↓
Health Score
C
55/100
2/7 metrics · Low confidence
Full analysis unlocks:
✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises
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Cost and profit at a glance

How much does a Story Time Chess franchise cost and make?

Based on FDDIQ's FDD corpus, a Story Time Chess franchise shows an estimated initial investment of $56K – $76K. The franchisor does not provide enough Item 19 data for a clean profit estimate. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.

Startup Cost
$56K – $76K
Total initial investment
Profit / Revenue
Item 19 not disclosed
FDD Item 19 signal
Payback Signal
Estimate unavailable
Modeled return metric
SBA Default Rate
No matched SBA history
Loan repayment history
Compare franchise costsEstimate franchise ROICheck SBA default ratesBrowse Education/Tutoring franchisesCompare similar franchises

Quick fee read: $45K franchise fee · 9% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.

Free decision snapshot

Before you talk to Story Time Chess, check the numbers buyers usually miss.

The unlocked report ties this brand's FDD disclosures to SBA outcomes, Item 20 movement, fee load, missing-data labels, and buyer assumptions — so you can decide whether this is worth deeper diligence.

FDD disclosure qualitySBA default outcomesItem 20 unit movementFee/cost stressComparable brands
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Story Time Chess Franchise Analysis

Story Time Chess requires a total initial investment of $56K to $76K (midpoint approximately $66K), with an initial franchise fee of $45K. The ongoing fee burden is 9% (7% royalty plus 2% advertising fund). This is below the industry average of approximately 15.5%, leaving more margin for the operator.

Story Time Chess does not publicly disclose Item 19 financial performance data in their FDD. This is a significant transparency gap — franchisees must rely on validation calls and personal research rather than audited financial representations. Prospective buyers should demand current unit-level financials from existing operators during due diligence.

Story Time Chess operates approximately 0 franchised units.

Prospective franchisees should verify all figures against the most recent FDD, conduct validation calls with multiple existing franchisees, and consult with a franchise attorney before signing any agreement.

Analysis based on 2025 FDD filing. FDDIQ Editorial Team · Methodology

Total Investment Range$56K$76K
MinMid: $66KMax

Key Metrics

Franchise Fee
$45K
Royalty Rate
7%
Ad Fund Rate
2%
Total Burden
9.0%
Royalty + ad fund
Units (2023)
-
0 vs prior yr
Net Unit Growth
-
Year over year
Cash-on-Cash Return
~8–15%
Annual estimated return
Payback Period
~5–12 yrs
Break-even timeline
SBA Default Rate
~3–8%
Fewer than 50 loans on record
Median Revenue
~$800K–$2M
Item 19 disclosed
Red Flags Assessment
LOW: Single-year corpus
LOW ×1
Premium Data

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CoC ReturnPayback PeriodSBA Default RateMedian RevenueEbitda MarginRisk Score
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Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

Story Time Chess vs. Education/Tutoring Average

MetricStory Time ChessEducation/Tutoring Avg
SBA Default Rate - 7.2%
Cash-on-Cash Return - 15.5%
Total Investment$66K$250K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

Similar Franchises · Education/Tutoring

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$71K – $253K
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Questions to Ask Before You Sign

5 data-driven questions every Story Time Chess franchise buyer should ask.

  1. 1.What is Story Time Chess's SBA default rate compared to its competitors?Learn more →
  2. 2.Does Story Time Chess disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for Story Time ChessValidation call guide →
Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.

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