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FitnessLimited DataItem 19: ✓ DisclosedHigh Confidence · 100/100FDD data: 2025 · Fresh

ANYTIME FITNESS Franchise Cost and Profit

FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for ANYTIME FITNESS.

Based on 2025 FDD · 7 filings in corpus

FranchiseIQ Score
70
B
Moderate-Low Risk
Composite score from 3 risk dimensions. Click for breakdown ↓
Health Score
C
58/100
6/7 metrics · High confidence
Full analysis unlocks:
✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises
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Cost and profit at a glance

How much does a ANYTIME FITNESS franchise cost and make?

Based on FDDIQ's FDD corpus, a ANYTIME FITNESS franchise shows an estimated initial investment of $459K – $908K. Reported owner economics show $76K. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.

Startup Cost
$459K – $908K
Total initial investment
Profit / Revenue
$76K
FDD Item 19 signal
Payback Signal
9.0 years
Modeled return metric
SBA Default Rate
10.0%
Loan repayment history
Compare franchise costs →Estimate franchise ROI →Check SBA default rates →Browse Fitness franchises →Compare similar franchises →

Quick fee read: $43K franchise fee · 3.3% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.

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Before you talk to ANYTIME FITNESS, check the numbers buyers usually miss.

The unlocked report ties this brand's FDD disclosures to SBA outcomes, Item 20 movement, fee load, missing-data labels, and buyer assumptions — so you can decide whether this is worth deeper diligence.

FDD disclosure qualitySBA default outcomesItem 20 unit movementFee/cost stressComparable brands
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ANYTIME FITNESS Franchise Analysis

ANYTIME FITNESS requires a total initial investment of $459K to $908K (midpoint approximately $683K), with an initial franchise fee of $43K. The ongoing fee burden is 3.3% (3.3% royalty plus 2% advertising fund). This is below the industry average of approximately 18.1%, leaving more margin for the operator.

According to Item 19 of the 2025 FDD, the median revenue for ANYTIME FITNESS locations is $408K. The implied franchisee EBITDA is approximately $76K, based on the margin assumptions disclosed in the FDD. The estimated cash-on-cash return is 11.1% with a payback period of approximately 9.0 years.

ANYTIME FITNESS operates approximately 2,298 franchised units. Unit count is relatively stable with a -0.3% year-over-year change. The SBA 7(a) loan default rate of 10.0% is above the franchise industry average of approximately 3.8%, suggesting elevated financial risk for franchisees relying on debt financing.

Prospective franchisees should verify all figures against the most recent FDD, conduct validation calls with multiple existing franchisees, and consult with a franchise attorney before signing any agreement.

Analysis based on 2025 FDD filing. FDDIQ Editorial Team · Methodology

Total Investment Range$459K – $908K
MinMid: $683KMax

Key Metrics

Franchise Fee
$43K
Royalty Rate
3.3%
Ad Fund Rate
2%
Total Burden
3.3%
Royalty + ad fund
Units (2023)
2,298
-8 vs prior yr
Net Unit Growth
→ -0.3%
Year over year
Net Closure Rate
0.3%
From FDD Item 20
Cash-on-Cash Return
11.1%
Annual estimated return
Payback Period
9.0 yrs
Break-even timeline
SBA Default Rate
10.0%
vs ~7.2% industry avg
Median Revenue
$408K
Item 19 disclosed
Premium Data

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CoC ReturnPayback PeriodSBA Default RateMedian RevenueEbitda MarginRisk Score
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Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

ANYTIME FITNESS vs. Fitness Average

MetricANYTIME FITNESSFitness Avg
SBA Default Rate10.0%▼3.8%
Cash-on-Cash Return11.1%▼18.1%
Total Investment$683K$420K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

SBA Loan Performance

Real lending data from SBA 7(a) loans (2010-2026). 1,058 loans across 49 states.

Default Rate
10.0%
Moderate
Total SBA Loans
1,058
49 states
Total Loan Volume
$454.4M
SBA 7(a) approved
Avg Loan Size
$430K
Per franchisee
Loan Status Breakdown
594
Paid in Full (56%)
306
Currently Active
75
Charged Off (5.0% by $)
$22.6M
Total Charged Off ($)
● Paid● Active● Charged Off

Source: SBA 7(a) loan data via FOIA. Default rate = charged-off loans / total originated. Industry avg default rate ~7.2%.

ANYTIME FITNESS Franchise FAQs

Common questions buyers ask about ANYTIME FITNESS, answered from FDD and SBA data.

How much does a ANYTIME FITNESS franchise cost?

The total initial investment for a ANYTIME FITNESS franchise ranges from $459K to $908K, according to their Franchise Disclosure Document.

What are ANYTIME FITNESS franchise royalty fees?

ANYTIME FITNESS charges a 3.3% royalty fee on gross sales.

What is the ANYTIME FITNESS franchise fee?

The initial franchise fee for ANYTIME FITNESS is $42,500.

How many ANYTIME FITNESS franchise locations are there?

There are approximately 2,298 ANYTIME FITNESS franchise locations as of 2023.

How much profit does a ANYTIME FITNESS franchise make?

The median revenue for a ANYTIME FITNESS franchise is $408K, with a cash-on-cash return of 11.1%, according to FDD Item 19 data.

What is the SBA loan default rate for ANYTIME FITNESS?

ANYTIME FITNESS has an SBA loan default rate of 10.0% based on SBA 7(a) loan data.

Is a ANYTIME FITNESS franchise worth it?

Whether a ANYTIME FITNESS franchise is worth it depends on total startup cost, royalty burden, FDD Item 19 economics, SBA loan performance, and local operator execution. FDDIQ compares these signals against similar franchises so buyers can screen the opportunity before paying for diligence.

Compare

ANYTIME FITNESS vs PLANET FITNESS

Similar Franchises · Fitness

ANYTIME FITNESS ANYTIME FITNESS
$398K–$973K
FITZONE STUDIOS
No Item 19
$214K–$401K
PLANET FITNESS
Limited Data
$1.5M–$5.2M
ANYTIME FITNESS ANYTIME FITNESS
$398K – $973K
FITZONE STUDIOS
$214K – $401K
PLANET FITNESS
$1.5M – $5.2M
Aqua-Tots Swim School
$1.6M – $2.9M

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Questions to Ask Before You Sign

5 data-driven questions every ANYTIME FITNESS franchise buyer should ask.

  1. 1.What is ANYTIME FITNESS's SBA default rate compared to its competitors?Learn more →
  2. 2.Does ANYTIME FITNESS disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for ANYTIME FITNESS →Validation call guide →
Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.

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