ScorecardWorth It?HistoryDatabaseCompareDistress Signals
QSRRevenue OnlyItem 19: ✓ DisclosedHigh Confidence · 100/100FDD data: 2026 · Fresh

Cheba Hut Franchise Cost and Profit

FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for Cheba Hut using its latest 2026 FDD coverage.

Based on 2026 FDD · 7 filings in corpus · Latest FDD: 2026

FranchiseIQ Score
69
B
Moderate-Low Risk
Composite score from 3 risk dimensions. Click for breakdown ↓
Health Score
B
78/100
6/7 metrics · High confidence
Full analysis unlocks:
✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises
Unlock 10 Reports — Start with Cheba Hut →Already have access? Sign in →

Cost and profit at a glance

How much does a Cheba Hut franchise cost and make?

Based on FDDIQ's FDD corpus, a Cheba Hut franchise shows an estimated initial investment of $631K – $2.1M. Reported owner economics show $119K. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.

Startup Cost
$631K – $2.1M
Total initial investment
Profit / Revenue
$119K
FDD Item 19 signal
Payback Signal
11.4 years
Modeled return metric
SBA Default Rate
0.0%
Loan repayment history
Compare franchise costs →Estimate franchise ROI →Check SBA default rates →Browse QSR franchises →Compare similar franchises →

Quick fee read: $50K franchise fee · 7% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.

Free decision snapshot

Before you talk to Cheba Hut, check the numbers buyers usually miss.

The unlocked report ties this brand's FDD disclosures to SBA outcomes, Item 20 movement, fee load, missing-data labels, and buyer assumptions — so you can decide whether this is worth deeper diligence.

FDD disclosure qualitySBA default outcomesItem 20 unit movementFee/cost stressComparable brands
Unlock 10 reports — start with Cheba HutView sample report first

$19.99 one-time · Includes 10 reports · 7-day satisfaction guarantee

Total Investment Range$631K – $2.1M
MinMid: $1.4MMax

Key Metrics

Franchise Fee
$50K
Royalty Rate
5%
Ad Fund Rate
2%
Total Burden
7.0%
Royalty + ad fund
Units (2023)
8
Net Unit Growth
→ -
Year over year
Cash-on-Cash Return
8.7%
Annual estimated return
Payback Period
11.4 yrs
Break-even timeline
SBA Default Rate
0.0%
vs ~7.2% industry avg
Median Revenue
$2.0M
Item 19 disclosed
Premium Data

Unlock Full Franchise Analysis

Get cash-on-cash return, payback period, SBA default rate, and red flag details for Cheba Hut.

CoC ReturnPayback PeriodSBA Default RateMedian RevenueEbitda MarginRisk Score
Unlock 10 Reports - $19.99

Or sign in if you already purchased

Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

Cheba Hut vs. QSR Average

MetricCheba HutQSR Avg
SBA Default Rate0.0%▲9.4%
Cash-on-Cash Return8.7%▼14.2%
Total Investment$1.4M$380K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

SBA Loan Performance

Real lending data from SBA 7(a) loans (2014-2025). 25 loans across 10 states.

Default Rate
0.0%
Low Risk
Total SBA Loans
25
10 states
Total Loan Volume
$15.8M
SBA 7(a) approved
Avg Loan Size
$631K
Per franchisee
Loan Status Breakdown
5
Paid in Full (20%)
18
Currently Active
0
Charged Off
$0
Total Charged Off ($)
● Paid● Active● Charged Off

Source: SBA 7(a) loan data via FOIA. Default rate = charged-off loans / total originated. Industry avg default rate ~7.2%.

Compare

Cheba Hut vs Chick-fil-A, Inc.Cheba Hut vs McDonald'sCheba Hut vs Get Fried

Similar Franchises · QSR

Chick-fil-A, Inc.
Revenue Only
$427K–$2.3M
McDonald's
Revenue Only
$1.5M–$2.7M
Get Fried
Revenue Only
$102K–$505K
Chick-fil-A, Inc.
$427K – $2.3M
McDonald's
$1.5M – $2.7M
Get Fried
$102K – $505K
MAGNOLIA BAKERY
$422K – $1.2M

Related Blog Posts

Cheba Hut Franchise Cost and Profits 2026 | FranchiseIQ

Cheba Hut franchise costs $631,150-$2.1M to open with a $50,000 franchise fee. 5% royalties.

2026-04-14 · Brand Analysis
Pizza Hut Franchise Cost and Profits 2026 | FranchiseIQ

Pizza Hut franchise costs $50,800-$304,000 to open with a $5,000 franchise fee. 10% royalties.

2026-04-14 · Brand Analysis
FDD Item 7: Estimated Initial Investment - What It Really Costs to Open a Franchise (2026) | FranchiseIQ

FDD Item 7 breaks down every cost category required to open a franchise - from the franchise fee ...

2026-03-20 · General
SBA Franchise Loan Approval Rates: Which Brands Get Funded (2026 Data) | FranchiseIQ

SBA 7(a) franchise loan approval rates by brand, default rates by sector, and what lenders look f...

2026-04-03 · Consistently High SBA Loan Volume
How to Finance a Franchise: SBA Loans, ROBS, and Beyond (2026) | FranchiseIQ

Compare every franchise financing option - SBA 7(a) loans, SBA 504 loans, ROBS (401k rollovers), ...

2026-03-23 · General
📬 Get notified when Cheba Hut changes fees
Free. No spam. Unsubscribe anytime.

Questions to Ask Before You Sign

5 data-driven questions every Cheba Hut franchise buyer should ask.

  1. 1.What is Cheba Hut's SBA default rate compared to its competitors?Learn more →
  2. 2.Does Cheba Hut disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for Cheba Hut →Validation call guide →
Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.

Explore More

All QSR FranchisesBest Fast Food FranchisesLow-Cost FranchisesCheba Hut vs Chick-fil-A, Inc.Franchises With Item 19Industry Benchmarks