ScorecardWorth It?HistoryDatabaseDistress Signals
QSRLimited DataItem 19: ✓ DisclosedHigh Confidence · 90/100FDD data: 2026 · Fresh

Frutta Bowls Franchise Cost and Profit

FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for Frutta Bowls using its latest 2026 FDD coverage.

Based on 2026 FDD · 9 filings in corpus · Latest FDD: 2026

FranchiseIQ Score
46
D
High Risk
Composite score from 3 risk dimensions. Click for breakdown ↓
Health Score
D
42/100
6/7 metrics · High confidence
Full analysis unlocks:
✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises
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Cost and profit at a glance

How much does a Frutta Bowls franchise cost and make?

Based on FDDIQ's FDD corpus, a Frutta Bowls franchise shows an estimated initial investment of $329K – $515K. Reported owner economics show $8K. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.

Startup Cost
$329K – $515K
Total initial investment
Profit / Revenue
$8K
FDD Item 19 signal
Payback Signal
51.0 years
Modeled return metric
SBA Default Rate
16.7%
Loan repayment history
Compare franchise costs →Estimate franchise ROI →Check SBA default rates →Browse QSR franchises →Compare similar franchises →

Quick fee read: $35K franchise fee · 9% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.

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Before you talk to Frutta Bowls, check the numbers buyers usually miss.

The unlocked report ties this brand's FDD disclosures to SBA outcomes, Item 20 movement, fee load, missing-data labels, and buyer assumptions — so you can decide whether this is worth deeper diligence.

FDD disclosure qualitySBA default outcomesItem 20 unit movementFee/cost stressComparable brands
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Frutta Bowls Franchise Analysis

Frutta Bowls requires a total initial investment of $329K to $515K (midpoint approximately $422K), with an initial franchise fee of $35K. The ongoing fee burden is 9% (6% royalty plus 3% advertising fund). This is below the industry average of approximately 14.2%, leaving more margin for the operator.

According to Item 19 of the 2026 FDD, the median revenue for Frutta Bowls locations is $207K. The implied franchisee EBITDA is approximately $8K, based on the margin assumptions disclosed in the FDD. The estimated cash-on-cash return is 2.0% with a payback period of approximately 51.0 years.

The SBA 7(a) loan default rate of 16.7% is above the franchise industry average of approximately 9.4%, suggesting elevated financial risk for franchisees relying on debt financing.

Prospective franchisees should verify all figures against the most recent FDD, conduct validation calls with multiple existing franchisees, and consult with a franchise attorney before signing any agreement.

Analysis based on 2026 FDD filing. FDDIQ Editorial Team · Methodology

Total Investment Range$329K – $515K
MinMid: $422KMax

Key Metrics

Franchise Fee
$35K
Royalty Rate
6%
Ad Fund Rate
3%
Total Burden
9.0%
Royalty + ad fund
Units (2023)
-
-1 vs prior yr
Net Unit Growth
↓ -50.0%
Year over year
Cash-on-Cash Return
2.0%
Annual estimated return
Payback Period
51.0 yrs
Break-even timeline
SBA Default Rate
16.7%
vs ~7.2% industry avg
Median Revenue
$207K
Item 19 disclosed
Red Flags Assessment
HIGH: SBA default rate 16.67% · MEDIUM: Significant unit decline
HIGH ×1MED ×1
Premium Data

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CoC ReturnPayback PeriodSBA Default RateMedian RevenueEbitda MarginRisk Score
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Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

Frutta Bowls vs. QSR Average

MetricFrutta BowlsQSR Avg
SBA Default Rate16.7%▼9.4%
Cash-on-Cash Return2.0%▼14.2%
Total Investment$422K$380K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

SBA Loan Performance

Real lending data from SBA 7(a) loans (2018-2025). 20 loans across 9 states.

Default Rate
16.7%
High Risk
Total SBA Loans
20
9 states
Total Loan Volume
$4.2M
SBA 7(a) approved
Avg Loan Size
$210K
Per franchisee
Loan Status Breakdown
8
Paid in Full (40%)
8
Currently Active
2
Charged Off (7.0% by $)
$293K
Total Charged Off ($)
● Paid● Active● Charged Off

Source: SBA 7(a) loan data via FOIA. Default rate = charged-off loans / total originated. Industry avg default rate ~7.2%.

Frutta Bowls Franchise FAQs

Common questions buyers ask about Frutta Bowls, answered from FDD and SBA data.

How much does a Frutta Bowls franchise cost?

The total initial investment for a Frutta Bowls franchise ranges from $329K to $515K, according to their Franchise Disclosure Document.

What are Frutta Bowls franchise royalty fees?

Frutta Bowls charges a 6% royalty fee on gross sales.

What is the Frutta Bowls franchise fee?

The initial franchise fee for Frutta Bowls is $35,000.

How many Frutta Bowls franchise locations are there?

Location count data for Frutta Bowls is available in their FDD Item 20.

How much profit does a Frutta Bowls franchise make?

The median revenue for a Frutta Bowls franchise is $207K, with a cash-on-cash return of 2.0%, according to FDD Item 19 data.

What is the SBA loan default rate for Frutta Bowls?

Frutta Bowls has an SBA loan default rate of 16.7% based on SBA 7(a) loan data.

Is a Frutta Bowls franchise worth it?

Whether a Frutta Bowls franchise is worth it depends on total startup cost, royalty burden, FDD Item 19 economics, SBA loan performance, and local operator execution. FDDIQ compares these signals against similar franchises so buyers can screen the opportunity before paying for diligence.

Similar Franchises · QSR

Chick-fil-A, Inc.
Revenue Only
$427K–$2.3M
McDonald's
Revenue Only
$1.5M–$2.7M
Get Fried
Revenue Only
$102K–$505K
Chick-fil-A, Inc.
$427K – $2.3M
McDonald's
$1.5M – $2.7M
Get Fried
$102K – $505K
MAGNOLIA BAKERY
$422K – $1.2M

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Questions to Ask Before You Sign

5 data-driven questions every Frutta Bowls franchise buyer should ask.

  1. 1.What is Frutta Bowls's SBA default rate compared to its competitors?Learn more →
  2. 2.Does Frutta Bowls disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for Frutta Bowls →Validation call guide →
Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.

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