ScorecardWorth It?HistoryDatabaseDistress Signals
Health/WellnessRevenue OnlyItem 19: ✓ DisclosedHigh Confidence · 100/100FDD data: 2025 · Fresh

HealthSource Chiropractic Franchise Cost and Profit

FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for HealthSource Chiropractic.

Based on 2025 FDD · 4 filings in corpus

FranchiseIQ Score
72
B
Moderate-Low Risk
Composite score from 3 risk dimensions. Click for breakdown ↓
Health Score
C
63/100
6/7 metrics · High confidence
Full analysis unlocks:
✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises
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Cost and profit at a glance

How much does a HealthSource Chiropractic franchise cost and make?

Based on FDDIQ's FDD corpus, a HealthSource Chiropractic franchise shows an estimated initial investment of $116K – $618K. Reported owner economics show $54K. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.

Startup Cost
$116K – $618K
Total initial investment
Profit / Revenue
$54K
FDD Item 19 signal
Payback Signal
6.8 years
Modeled return metric
SBA Default Rate
9.9%
Loan repayment history
Compare franchise costs →Estimate franchise ROI →Check SBA default rates →Browse Health/Wellness franchises →Compare similar franchises →

Quick fee read: $60K franchise fee · 9% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.

Free decision snapshot

Before you talk to HealthSource Chiropractic, check the numbers buyers usually miss.

The unlocked report ties this brand's FDD disclosures to SBA outcomes, Item 20 movement, fee load, missing-data labels, and buyer assumptions — so you can decide whether this is worth deeper diligence.

FDD disclosure qualitySBA default outcomesItem 20 unit movementFee/cost stressComparable brands
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HealthSource Chiropractic Franchise Analysis

HealthSource Chiropractic requires a total initial investment of $116K to $618K (midpoint approximately $367K), with an initial franchise fee of $60K. The ongoing fee burden is 9% (7% royalty plus 2% advertising fund). This is below the industry average of approximately 15.5%, leaving more margin for the operator.

According to Item 19 of the 2025 FDD, the median revenue for HealthSource Chiropractic locations is $491K. The implied franchisee EBITDA is approximately $54K, based on the margin assumptions disclosed in the FDD. The estimated cash-on-cash return is 14.7% with a payback period of approximately 6.8 years.

HealthSource Chiropractic operates approximately 130 franchised units. Unit count is relatively stable with a 1.4% year-over-year change. The SBA 7(a) loan default rate of 9.9% is in line with industry norms of approximately 7.2%.

Prospective franchisees should verify all figures against the most recent FDD, conduct validation calls with multiple existing franchisees, and consult with a franchise attorney before signing any agreement.

Analysis based on 2025 FDD filing. FDDIQ Editorial Team · Methodology

Total Investment Range$116K – $618K
MinMid: $367KMax

Key Metrics

Franchise Fee
$60K
Royalty Rate
7%
Ad Fund Rate
2%
Total Burden
9.0%
Royalty + ad fund
Units (2023)
130
+2 vs prior yr
Net Unit Growth
→ 1.4%
Year over year
Cash-on-Cash Return
14.7%
Annual estimated return
Payback Period
6.8 yrs
Break-even timeline
SBA Default Rate
9.9%
vs ~7.2% industry avg
Median Revenue
$491K
Item 19 disclosed
Premium Data

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CoC ReturnPayback PeriodSBA Default RateMedian RevenueEbitda MarginRisk Score
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Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

HealthSource Chiropractic vs. Health/Wellness Average

MetricHealthSource ChiropracticHealth/Wellness Avg
SBA Default Rate9.9%▼7.2%
Cash-on-Cash Return14.7%▼15.5%
Total Investment$367K$250K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

SBA Loan Performance

Real lending data from SBA 7(a) loans (2010-2026). 116 loans across 31 states.

Default Rate
9.9%
Moderate
Total SBA Loans
116
31 states
Total Loan Volume
$24.8M
SBA 7(a) approved
Avg Loan Size
$214K
Per franchisee
Loan Status Breakdown
65
Paid in Full (56%)
35
Currently Active
8
Charged Off (4.4% by $)
$1.1M
Total Charged Off ($)
● Paid● Active● Charged Off

Source: SBA 7(a) loan data via FOIA. Default rate = charged-off loans / total originated. Industry avg default rate ~7.2%.

HealthSource Chiropractic Franchise FAQs

Common questions buyers ask about HealthSource Chiropractic, answered from FDD and SBA data.

How much does a HealthSource Chiropractic franchise cost?

The total initial investment for a HealthSource Chiropractic franchise ranges from $116K to $618K, according to their Franchise Disclosure Document.

What are HealthSource Chiropractic franchise royalty fees?

HealthSource Chiropractic charges a 7% royalty fee on gross sales.

What is the HealthSource Chiropractic franchise fee?

The initial franchise fee for HealthSource Chiropractic is $60,000.

How many HealthSource Chiropractic franchise locations are there?

There are approximately 130 HealthSource Chiropractic franchise locations as of 2023.

How much profit does a HealthSource Chiropractic franchise make?

The median revenue for a HealthSource Chiropractic franchise is $491K, with a cash-on-cash return of 14.7%, according to FDD Item 19 data.

What is the SBA loan default rate for HealthSource Chiropractic?

HealthSource Chiropractic has an SBA loan default rate of 9.9% based on SBA 7(a) loan data.

Is a HealthSource Chiropractic franchise worth it?

Whether a HealthSource Chiropractic franchise is worth it depends on total startup cost, royalty burden, FDD Item 19 economics, SBA loan performance, and local operator execution. FDDIQ compares these signals against similar franchises so buyers can screen the opportunity before paying for diligence.

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Questions to Ask Before You Sign

5 data-driven questions every HealthSource Chiropractic franchise buyer should ask.

  1. 1.What is HealthSource Chiropractic's SBA default rate compared to its competitors?Learn more →
  2. 2.Does HealthSource Chiropractic disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for HealthSource Chiropractic →Validation call guide →
Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.

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