Island Fin Poke Franchise Cost and Profit

Island Fin Poke requires a total initial investment of $274K to $440K (midpoint approximately $357K), with an initial franchise fee of $40K. The ongoing fee burden is 6.5% (5% royalty plus 1.5% advertising fund). This is below the industry average of approximately 14.2%, leaving more margin for the operator.

According to Item 19 of the 2024 FDD, the median revenue for Island Fin Poke locations is $487K. The implied franchisee EBITDA is approximately $32K, based on the margin assumptions disclosed in the FDD. The estimated cash-on-cash return is 8.9% with a payback period of approximately 11.3 years.

Island Fin Poke operates approximately 22 franchised units. However, the brand has been contracting with a 8.3% net unit decline, which may signal franchisee dissatisfaction, territory saturation, or competitive pressure. The SBA 7(a) loan default rate of 0.0% is well below the industry average of approximately 9.4%, indicating strong franchisee financial outcomes.

Prospective franchisees should verify all figures against the most recent FDD, conduct validation calls with multiple existing franchisees, and consult with a franchise attorney before signing any agreement.