ScorecardWorth It?HistoryDatabaseCompareDistress Signals
Health/WellnessItem 19: ✓ DisclosedHigh Confidence · 100/100FDD data: 2025 · Fresh

Luxottica Of America INC Pearle Vision Pearle Franchise Cost and Profit

FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for Luxottica Of America INC Pearle Vision Pearle.

Based on 2025 FDD · 5 filings in corpus

FranchiseIQ Score
62
C
Moderate Risk
Composite score from 3 risk dimensions. Click for breakdown ↓
Full analysis unlocks:
✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises
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Cost and profit at a glance

How much does a Luxottica Of America INC Pearle Vision Pearle franchise cost and make?

Based on FDDIQ's FDD corpus, a Luxottica Of America INC Pearle Vision Pearle franchise shows an estimated initial investment of $689K – $1.3M. Reported owner economics show $61K. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.

Startup Cost
$689K – $1.3M
Total initial investment
Profit / Revenue
$61K
FDD Item 19 signal
Payback Signal
16.7 years
Modeled return metric
SBA Default Rate
No matched SBA history
Loan repayment history
Compare franchise costsEstimate franchise ROICheck SBA default ratesBrowse Health/Wellness franchisesCompare similar franchises

Quick fee read: $30K franchise fee · 15% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.

Free decision snapshot

Before you talk to Luxottica Of America INC Pearle Vision Pearle, check the numbers buyers usually miss.

The unlocked report ties this brand's FDD disclosures to SBA outcomes, Item 20 movement, fee load, missing-data labels, and buyer assumptions — so you can decide whether this is worth deeper diligence.

FDD disclosure qualitySBA default outcomesItem 20 unit movementFee/cost stressComparable brands
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Total Investment Range$689K$1.3M
MinMid: $1.0MMax

Key Metrics

Franchise Fee
$30K
Royalty Rate
7%
Ad Fund Rate
8%
Total Burden
15.0%
Royalty + ad fund
Units (2023)
445
-4 vs prior yr
Net Unit Growth
-0.9%
Year over year
Net Closure Rate
0.9%
From FDD Item 20
Cash-on-Cash Return
6.0%
Annual estimated return
Payback Period
16.7 yrs
Break-even timeline
SBA Default Rate
~3–8%
Fewer than 50 loans on record
Median Revenue
$1.2M
Item 19 disclosed
Red Flags Assessment
MEDIUM: Royalty burden above 10%
MED ×1
Premium Data

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Get cash-on-cash return, payback period, SBA default rate, and red flag details for Luxottica Of America INC Pearle Vision Pearle.

CoC ReturnPayback PeriodSBA Default RateMedian RevenueEbitda MarginRisk Score
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Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

Luxottica Of America INC Pearle Vision Pearle vs. Health/Wellness Average

MetricLuxottica Of America INC Pearle Vision PearleHealth/Wellness Avg
SBA Default Rate - 7.2%
Cash-on-Cash Return6.0%15.5%
Total Investment$1.0M$250K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

Compare

Luxottica Of America INC Pearle Vision Pearle vs AirLuxottica Of America INC Pearle Vision Pearle vs Allen Carr’s EasywayLuxottica Of America INC Pearle Vision Pearle vs ARCpoint Labs

Similar Franchises · Health/Wellness

Air
Limited Data
Allen Carr’s Easyway
No Item 19
$28K$120K
ARCpoint Labs
Limited Data
$166K$310K
Air
Investment N/A
Allen Carr’s Easyway
$28K – $120K
ARCpoint Labs
$166K – $310K
General Nutrition
$149K – $380K

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Questions to Ask Before You Sign

5 data-driven questions every Luxottica Of America INC Pearle Vision Pearle franchise buyer should ask.

  1. 1.What is Luxottica Of America INC Pearle Vision Pearle's SBA default rate compared to its competitors?Learn more →
  2. 2.Does Luxottica Of America INC Pearle Vision Pearle disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for Luxottica Of America INC Pearle Vision PearleValidation call guide →
Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.

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