ScorecardWorth It?HistoryDatabaseDistress Signals
QSRLimited DataItem 19: ✓ DisclosedMedium Confidence · 55/100FDD data: 2025 · Fresh

Mister Softee Franchise Cost and Profit

FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for Mister Softee.

Based on 2025 FDD · 1 filing in corpus

FranchiseIQ Score
55
C
Moderate Risk
Composite score from 3 risk dimensions. Click for breakdown ↓
Health Score
D
41/100
3/7 metrics · Medium confidence
Full analysis unlocks:
✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises
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Cost and profit at a glance

How much does a Mister Softee franchise cost and make?

Based on FDDIQ's FDD corpus, a Mister Softee franchise shows an estimated initial investment of $264K – $314K. The franchisor does not provide enough Item 19 data for a clean profit estimate. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.

Startup Cost
$264K – $314K
Total initial investment
Profit / Revenue
Item 19 not disclosed
FDD Item 19 signal
Payback Signal
Estimate unavailable
Modeled return metric
SBA Default Rate
25.0%
Loan repayment history
Compare franchise costs →Estimate franchise ROI →Check SBA default rates →Browse QSR franchises →Compare similar franchises →

Quick fee read: $8K franchise fee. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.

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Before you talk to Mister Softee, check the numbers buyers usually miss.

The unlocked report ties this brand's FDD disclosures to SBA outcomes, Item 20 movement, fee load, missing-data labels, and buyer assumptions — so you can decide whether this is worth deeper diligence.

FDD disclosure qualitySBA default outcomesItem 20 unit movementFee/cost stressComparable brands
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Mister Softee Franchise Analysis

Mister Softee requires a total initial investment of $264K to $314K (midpoint approximately $289K), with an initial franchise fee of $8K.

Mister Softee does not publicly disclose Item 19 financial performance data in their FDD. This is a significant transparency gap — franchisees must rely on validation calls and personal research rather than audited financial representations. Prospective buyers should demand current unit-level financials from existing operators during due diligence.

Mister Softee operates approximately 594 franchised units. Unit count is relatively stable with a 1.2% year-over-year change. The SBA 7(a) loan default rate of 25.0% is above the franchise industry average of approximately 9.4%, suggesting elevated financial risk for franchisees relying on debt financing.

Prospective franchisees should verify all figures against the most recent FDD, conduct validation calls with multiple existing franchisees, and consult with a franchise attorney before signing any agreement.

Analysis based on 2025 FDD filing. FDDIQ Editorial Team · Methodology

Total Investment Range$264K – $314K
MinMid: $289KMax

Key Metrics

Franchise Fee
$8K
Royalty Rate
-
Ad Fund Rate
-
Total Burden
-
Royalty + ad fund
Units (2023)
594
+7 vs prior yr
Net Unit Growth
→ 1.2%
Year over year
Cash-on-Cash Return
~8–15%
Annual estimated return
Payback Period
~5–12 yrs
Break-even timeline
SBA Default Rate
25.0%
vs ~7.2% industry avg
Median Revenue
~$800K–$2M
Item 19 disclosed
Red Flags Assessment
HIGH: SBA default rate 25% · LOW: Single-year corpus
HIGH ×1LOW ×1
Premium Data

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CoC ReturnPayback PeriodSBA Default RateMedian RevenueEbitda MarginRisk Score
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Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

Mister Softee vs. QSR Average

MetricMister SofteeQSR Avg
SBA Default Rate25.0%▼9.4%
Cash-on-Cash Return - 14.2%
Total Investment$289K$380K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

SBA Loan Performance

Real lending data from SBA 7(a) loans (2015-2024). 5 loans across 3 states.

Default Rate
25.0%
High Risk
Total SBA Loans
5
3 states
Total Loan Volume
$3.2M
SBA 7(a) approved
Avg Loan Size
$638K
Per franchisee
Loan Status Breakdown
3
Paid in Full (60%)
1
Currently Active
1
Charged Off (1.6% by $)
$51K
Total Charged Off ($)
● Paid● Active● Charged Off

Source: SBA 7(a) loan data via FOIA. Default rate = charged-off loans / total originated. Industry avg default rate ~7.2%.

Mister Softee Franchise FAQs

Common questions buyers ask about Mister Softee, answered from FDD and SBA data.

How much does a Mister Softee franchise cost?

The total initial investment for a Mister Softee franchise ranges from $264K to $314K, according to their Franchise Disclosure Document.

What are Mister Softee franchise royalty fees?

Royalty fee details for Mister Softee are available in their FDD. Contact the franchisor for current terms.

What is the Mister Softee franchise fee?

The initial franchise fee for Mister Softee is $7,500.

How many Mister Softee franchise locations are there?

There are approximately 594 Mister Softee franchise locations as of 2023.

How much profit does a Mister Softee franchise make?

Profit data for Mister Softee is disclosed in FDD Item 19 (Financial Performance Representation). Check their most recent Franchise Disclosure Document for current figures.

What is the SBA loan default rate for Mister Softee?

Mister Softee has an SBA loan default rate of 25.0% based on SBA 7(a) loan data.

Is a Mister Softee franchise worth it?

Whether a Mister Softee franchise is worth it depends on total startup cost, royalty burden, FDD Item 19 economics, SBA loan performance, and local operator execution. FDDIQ compares these signals against similar franchises so buyers can screen the opportunity before paying for diligence.

Similar Franchises · QSR

Chick-fil-A, Inc.
Revenue Only
$427K–$2.3M
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Get Fried
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$102K–$505K
Chick-fil-A, Inc.
$427K – $2.3M
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$1.5M – $2.7M
Get Fried
$102K – $505K
MAGNOLIA BAKERY
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Questions to Ask Before You Sign

5 data-driven questions every Mister Softee franchise buyer should ask.

  1. 1.What is Mister Softee's SBA default rate compared to its competitors?Learn more →
  2. 2.Does Mister Softee disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for Mister Softee →Validation call guide →
Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.

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