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QSRRevenue OnlyItem 19: ✓ DisclosedHigh Confidence · 100/100FDD data: 2026 · Fresh

Smoothie King Franchise Cost and Profit

FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for Smoothie King using its latest 2026 FDD coverage.

Based on 2026 FDD · 8 filings in corpus · Latest FDD: 2026

FranchiseIQ Score
81
A
Low Risk
Composite score from 3 risk dimensions. Click for breakdown ↓
Health Score
B
70/100
6/7 metrics · High confidence
Full analysis unlocks:
✓ Cash-on-Cash return
✓ Payback period
✓ SBA default rate
✓ Red flags assessment
✓ Comparable franchises
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Cost and profit at a glance

How much does a Smoothie King franchise cost and make?

Based on FDDIQ's FDD corpus, a Smoothie King franchise shows an estimated initial investment of $346K – $1.3M. Reported owner economics show $25K. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.

Startup Cost
$346K – $1.3M
Total initial investment
Profit / Revenue
$25K
FDD Item 19 signal
Payback Signal
32.4 years
Modeled return metric
SBA Default Rate
3.7%
Loan repayment history
Compare franchise costs →Estimate franchise ROI →Check SBA default rates →Browse QSR franchises →Compare similar franchises →

Quick fee read: $30K franchise fee · 9% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.

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The unlocked report ties this brand's FDD disclosures to SBA outcomes, Item 20 movement, fee load, missing-data labels, and buyer assumptions — so you can decide whether this is worth deeper diligence.

FDD disclosure qualitySBA default outcomesItem 20 unit movementFee/cost stressComparable brands
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Smoothie King Franchise Analysis

Smoothie King requires a total initial investment of $346K to $1.3M (midpoint approximately $812K), with an initial franchise fee of $30K. The ongoing fee burden is 9% (6% royalty plus 3% advertising fund). This is below the industry average of approximately 14.2%, leaving more margin for the operator.

According to Item 19 of the 2026 FDD, the median revenue for Smoothie King locations is $627K. The implied franchisee EBITDA is approximately $25K, based on the margin assumptions disclosed in the FDD. The estimated cash-on-cash return is 3.1% with a payback period of approximately 32.4 years.

Smoothie King operates approximately 1,093 franchised units. The brand is growing, with a 4.7% net unit increase year-over-year, indicating franchisee demand and system health. The SBA 7(a) loan default rate of 3.7% is in line with industry norms of approximately 9.4%.

Prospective franchisees should verify all figures against the most recent FDD, conduct validation calls with multiple existing franchisees, and consult with a franchise attorney before signing any agreement.

Analysis based on 2026 FDD filing. FDDIQ Editorial Team · Methodology

Total Investment Range$346K – $1.3M
MinMid: $812KMax

Key Metrics

Franchise Fee
$30K
Royalty Rate
6%
Ad Fund Rate
3%
Total Burden
9.0%
Royalty + ad fund
Units (2023)
1,093
+49 vs prior yr
Net Unit Growth
↑ 4.7%
Year over year
Cash-on-Cash Return
3.1%
Annual estimated return
Payback Period
32.4 yrs
Break-even timeline
SBA Default Rate
3.7%
vs ~7.2% industry avg
Median Revenue
$627K
Item 19 disclosed
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CoC ReturnPayback PeriodSBA Default RateMedian RevenueEbitda MarginRisk Score
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Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.

Smoothie King vs. QSR Average

MetricSmoothie KingQSR Avg
SBA Default Rate3.7%▲9.4%
Cash-on-Cash Return3.1%▼14.2%
Total Investment$812K$380K

Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.

SBA Loan Performance

Real lending data from SBA 7(a) loans (2013-2026). 394 loans across 29 states.

Default Rate
3.7%
Low Risk
Total SBA Loans
394
29 states
Total Loan Volume
$143.8M
SBA 7(a) approved
Avg Loan Size
$365K
Per franchisee
Loan Status Breakdown
197
Paid in Full (50%)
153
Currently Active
9
Charged Off (1.3% by $)
$1.9M
Total Charged Off ($)
● Paid● Active● Charged Off

Source: SBA 7(a) loan data via FOIA. Default rate = charged-off loans / total originated. Industry avg default rate ~7.2%.

Smoothie King Franchise FAQs

Common questions buyers ask about Smoothie King, answered from FDD and SBA data.

How much does a Smoothie King franchise cost?

The total initial investment for a Smoothie King franchise ranges from $346K to $1.3M, according to their Franchise Disclosure Document.

What are Smoothie King franchise royalty fees?

Smoothie King charges a 6% royalty fee on gross sales.

What is the Smoothie King franchise fee?

The initial franchise fee for Smoothie King is $30,000.

How many Smoothie King franchise locations are there?

There are approximately 1,093 Smoothie King franchise locations as of 2023.

How much profit does a Smoothie King franchise make?

The median revenue for a Smoothie King franchise is $627K, with a cash-on-cash return of 3.1%, according to FDD Item 19 data.

What is the SBA loan default rate for Smoothie King?

Smoothie King has an SBA loan default rate of 3.7% based on SBA 7(a) loan data.

Is a Smoothie King franchise worth it?

Whether a Smoothie King franchise is worth it depends on total startup cost, royalty burden, FDD Item 19 economics, SBA loan performance, and local operator execution. FDDIQ compares these signals against similar franchises so buyers can screen the opportunity before paying for diligence.

Similar Franchises · QSR

Chick-fil-A, Inc.
Revenue Only
$427K–$2.3M
McDonald's
Revenue Only
$1.5M–$2.7M
Get Fried
Revenue Only
$102K–$505K
Chick-fil-A, Inc.
$427K – $2.3M
McDonald's
$1.5M – $2.7M
Get Fried
$102K – $505K
MAGNOLIA BAKERY
$422K – $1.2M

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Questions to Ask Before You Sign

5 data-driven questions every Smoothie King franchise buyer should ask.

  1. 1.What is Smoothie King's SBA default rate compared to its competitors?Learn more →
  2. 2.Does Smoothie King disclose Item 19 financial performance representations?Learn more →
  3. 3.What is the net unit growth trend over the past 3 years?Learn more →
  4. 4.What is the franchisee termination and transfer rate per Item 20?Learn more →
  5. 5.What do the FDD litigation disclosures (Item 3) reveal about franchisor legal history?Learn more →
Generate attorney questions for Smoothie King →Validation call guide →
Data sourced from publicly filed Franchise Disclosure Documents (FDDs) submitted to state franchise regulators. SBA loan data from public SBA 7(a) records. Information reflects the most recent FDD filing in our database and may not reflect current terms. Always verify with the franchisor's current FDD before making any investment decision. Not legal or financial advice.

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