FDD-based startup cost, franchise fee, revenue, profit, SBA default rate, and investment risk signals for TIM HORTONS using its latest 2026 FDD coverage.
Based on 2026 FDD · 2 filings in corpus · Latest FDD: 2026
Cost and profit at a glance
Based on FDDIQ's FDD corpus, a TIM HORTONS franchise shows an estimated initial investment of $988K – $3.3M. Reported owner economics show $5K. Use the links below to compare the cost, revenue, SBA loan history, and ROI against other franchises before you request the full FDD.
Quick fee read: $50K franchise fee · 8.5% royalty/ad burden. These figures are directional screening data, not a substitute for reading the current FDD and speaking with existing operators.
TIM HORTONS requires a total initial investment of $988K to $3.3M (midpoint approximately $2.2M), with an initial franchise fee of $50K. The ongoing fee burden is 8.5% (4.5% royalty plus 4% advertising fund). This is below the industry average of approximately 14.2%, leaving more margin for the operator.
According to Item 19 of the 2026 FDD, the median revenue for TIM HORTONS locations is $103K. The implied franchisee EBITDA is approximately $5K, based on the margin assumptions disclosed in the FDD. The estimated cash-on-cash return is 0.2% with a payback period of approximately 463.4 years.
TIM HORTONS operates approximately 642 franchised units. Unit count is relatively stable with a -0.3% year-over-year change. The SBA 7(a) loan default rate of 0.0% is well below the industry average of approximately 9.4%, indicating strong franchisee financial outcomes.
Prospective franchisees should verify all figures against the most recent FDD, conduct validation calls with multiple existing franchisees, and consult with a franchise attorney before signing any agreement.
Analysis based on 2026 FDD filing. FDDIQ Editorial Team · Methodology
Estimated using sector-average margins. Actual franchise economics vary by location, operator, and market conditions.
Industry averages based on FranchiseIQ corpus benchmarks. ▲ = better than avg, ▼ = worse.
Real lending data from SBA 7(a) loans (2013-2025). 32 loans across 5 states.
Source: SBA 7(a) loan data via FOIA. Default rate = charged-off loans / total originated. Industry avg default rate ~7.2%.
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